Details of insurance Cover


Riding a bike is not an inherently dangerous activity, however like any insurance it’s not until you need to use it that you are grateful for having it. Insurance coverage for bicycle riders is not compulsory, but it is strongly recommended.

Get Insured Through WestCycle

A WestCycle Ride Secure membership includes both personal accident and public liability insurance coverage, whether you be on or off road. E-bike riders are also covered! WestCycle will provide support throughout your claim process, to make is easy and stress-free as possible.

Personal Accident & Sickness insurance 

Public/Personal Liability

Summary of Insurance

Personal accident Limit
Income Replacement $1000 per week
Non-medicare Medical Expenses 85% of costs to a limit of $7,500
Rehabilitation Expenses $10,000
Home Help Expenses $200 per week up to $5,000
Chaffer Plan $200 per week up to $5,000
Home and Motor Vehicle Modifications $10,000
Overseas Riding $50,000
Counselling Support $200 per week up to $2,000
Travel Insurance on WestCycle Events $1,500 for deposits. $400 per item up to $1,000
Parent Inconvenience Expenses $200 per week up to $5,000
Permanently Injured or Disabled Maximum of $50,000
Death Lump Sum Payment $25,000
Funeral $5,000
Out of Pocket Expenses $200 per week up to $5,000
Public liability Limit
Damage to someone elses property $5 million
Injury to someone else $5 million, you'll just have to pay the first $1,000

Tim Roach

Elected Director – Off Road

Tim has been in senior leadership and strategic development roles for more than twenty years. He is currently Director of Executive Education in the School of Business and Law at Edith Cowan University and is a past Assistant Commissioner and General Manager in the public service. He is an Accountant (FCPA) and sits on the Divisional Council of CPA Australia.

Tim has been involved in racing mountain bikes, BMX and triathlon for many years, both as a father of two children who race and as a past and current bike racer. Tim is the current over-50 State Champion in downhill mountain biking. He is also a very regular and enthusiastic transport cyclist; frequently seen in a suit and tie riding to meetings in the city on a mountain bike.

Denise Sullivan

Chair - Governance and Risk Committee

Denise Sullivan has a career spanning over twenty years in senior management and executive roles in the state public and not-for-profit health sectors.

In her usual role of Director Chronic Disease Prevention with the Western Australian Department of Health, she leads the development of state chronic disease and injury prevention policy and planning frameworks and contributes to the shaping of the national preventive health policy agenda.

Her professional interests cover many aspects of chronic disease and injury prevention encompassing health communications, health promotion and research, public policy on health and workforce planning and development.

She has a particular interest in furthering collaborations with other sectors with a mutual interest in promoting a more active and healthier WA community, and creating and sustaining environments that support this. Denise is a graduate of the Australian Institute of Company Directors and the Leadership WA Signature Program, and an Associate Fellow of the Australian Institute of Management and the Australian College of Health Service Managers.

Denise is a recreational cyclist and recent convert to mountain biking (although trainer wheels still on!).