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ARE YOU COVERED IF YOU HURT YOURSELF?

Do you ride on the road across train tracks?  What would happen if you slip and hurt yourself and/or someone else?

Possible liability and costsWould this be covered by my state based accident cover?Would CA insurance cover the liability?
Liability to Other People

Personal damage

    • Not applicable

Property damage

    • Damage to a motor vehicle
Personal damage is not covered if you are not on a road and the accident does not involve a motor vehicle under human supervision.

The property damage is not covered by the state based road accident cover.

Liability to others

    • Yes all our Ride and Race memberships cover this Property and Personal damage liability

Please note claims in relation to hitting parked cars are the most common by number against our Public Liability Property cover

Your Own Damage/cost

Personal damage

    • Non-Medicare medical expenses
    • Loss of income and death and disability

Property damage

    • Damage to bike, components, wheels, clothes etc.
Your Own Damage/cost

Personal damage

    • Our Ride Comprehensive and Race Memberships cover non-Medicare medical expenses
    • Our Ride Comprehensive and Race Memberships provide income and death and disability cover

Property damage

  • None of our standard memberships offer cover to your own property/bike however we offer affordable cover as an optional extra

COVER YOURSELF TODAY >>

*excesses apply for public liability personal and property damage claims by third parties against you

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